Today’s stablecoin issuers operate like centralized banks, accumulating vast liquidity but rarely distributing value back to users. Meanwhile, crypto tokenomics have fallen short, often benefiting insiders at the expense of long-term value. Usual aims to change this dynamic. By giving users ownership of the protocol, Usual ensures value circulates within the community, not just among a few. Every dollar in the system builds real, shared rewards, with 90% of value going back to users. Usual turns users into owners, creating a new, equitable approach to stablecoins and token-based finance.